While Hurricane Irma has passed, the road to recovery will be much longer for our community’s lower income residents and vulnerable populations. Missed work and business closures, extra expenses on a fixed income, and food insecurity make it that much harder to bounce back.
The compassion and generosity of the community has been on display this week, and we are going to need all hands-on deck to recover and rebuild. Members and partners of the Coalition have been supporting local efforts, while working to reopen their own offices. For Volunteer Opportunities: United Way of Miami-Dade . Additional Ways to Volunteer & Support: Radical Partners
The Miami Foundation has also created three Irma Relief Funds where you can support local efforts and our neighbors in the Caribbean. Organizations providing disaster relief can also add themselves to a map created by The New Tropic.
Partnerships will be key. Just yesterday SFCDC members, Centro Campesino Farmworker Center and Catalyst Miami partnered, with support from the Irma Community Recovery Fund and other agencies. They were able to serve over 400 individuals in Florida City with food, water, and ice. Catalyst Miami has partnered with several agencies providing additional staff for volunteer efforts. Opa-locka CDC has also connected with community partners to serve immediate community needs.
SFCDC will continue to serve as network organization promoting collaboration and connecting local, state and federal resources to where it is needed most. Below are a few additional resources that have been shared with us this week.
Assessment & Coordination
If your organization directly serves low to moderate income individuals, please complete this brief assessment developed by Florida Alliance of CDCs, Florida Prosperity Partnership and TD Bank Community Development Team. Results from the assessment can be found here: “Irma Recovery in Florida: Assessment, Information, and Collaboration”
Nonprofit & Community Development Corporation Recovery Fund
In response, Enterprise has created the Enterprise Hurricane Community Recovery Fund to support short-term relief and longer-term recovery and rebuilding efforts following Hurricanes Harvey, Irma and Maria. The fund will mobilize work in the most heavily damaged regions of Texas, Louisiana, the Southeast and Puerto Rico.
Hurricane Irma Recovery Resource Links
Small Business & Nonprofit Assistance
Florida Small Business Emergency Bridge Loan Program provides a source of expedient cash flow to Florida small businesses that have been physically and/or economically impacted by Irma. Applications will be accepted through Oct. 31, 2017, contingent on the availability of funds, for small businesses with two (2) -100 employees established prior to Sept. 4, 2017, located in any of Florida’s 67 counties that have been physically and/or economically impacted by Hurricane Irma.
SBA Disaster Loan Assistance provides low-interest disaster loans to businesses of all sizes, private non-profit organizations, homeowners, and renters. SBA disaster loans can be used to repair or replace the following items damaged or destroyed in a declared disaster: real estate, personal property, machinery and equipment, and inventory and business assets. The deadline to file for physical damage is November 9, 2017 and economic injury is June 11, 2018.
Business Damage Assessment Survey Florida Department of Economic Opportunity (DEO) is assessing the damage caused by the storm. Small businesses that have incurred losses due to Hurricane Irma are asked to complete a Business Damage Assessment Survey. The survey will help the State Emergency Response Team determine the needs and level of assistance for impacted businesses.
US Chamber of Commerce Foundation is operating a Disaster Help Desk for businesses who would like help accessing assistance, need recovery best practices, and/or would like to offer support. The number is 1-888-MY-BIZ-HELP.
Partners for Self Employment Miami-Dade Assessment Survey – Complete PSE’s Business Damage Assessment survey on how Hurricane Irma may have affected your local business operations in Miami Dade County. This will help determine how PSE offers assistance to your business.
HUD Disaster Relief HUD has granted a 90-day moratorium on foreclosures and forbearance on foreclosures of Federal Housing Administration (FHA)-insured home mortgages, making mortgage insurance available up to 100%, rehabilitation loans, ability of local government flexibility reallocate existing Community Development Block Grant (CDBG) or HOME Investment Partnership (HOME) Programs and Section 108 loans to provide loan guarantees.
Florida Housing Finance Corporation – Florida Housing Finance Corporation (Florida Housing) is working with state and federal officials to provide information on disaster relief resources and information. This webpage provides available resources to assist you or those you know with recovery efforts. Florida Housing will continue to provide updates as more resources and information becomes available.
FEMA Individuals & Households Program Fact Sheet – The FEMA Individuals and Households Program (IHP) Housing Assistance helps people affected by a disaster. It provides money, up to the program maximum, for necessary housing-related expenses and serious needs that can’t be met through other means. Housing assistance under IHP includes Temporary housing, repair or replacement of existing home and semi-permanent or permanent housing construction.
Fannie Mae & Freddie Mac – Mortgage Assistance Homeowners impacted by the recent hurricanes are you are eligible for temporarily stop making your monthly mortgage payment for up to 12 months. At the end of this temporary payment break: You won’t have late fees. • You won’t have delinquencies reported to the credit bureaus. • You won’t have to catch up on all of your payments at once. • You can work with your servicer to resume making a mortgage payment that is similar to what you paid before the disaster. Or if you need additional assistance, you can work with your servicer on options to keep your home.